Real estate appraisal services for homeowners in the city of Mountain Home and Baxter County

The top seven reasons AR homeowners call on Twin Lakes Appraisals:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
To challenge a AR property tax assessment
Remove PMI to reduce your mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Settle an estate in AR by determining the true market value of property in question

Do you own a house in or near Mountain Home? Do you need help determining the price of your real estate?
Contact Twin Lakes Appraisals.

We at Twin Lakes Appraisals understand the particular needs of a customer seeking appraisal services. Our usual business clients are used to the appraisal process and the usual documents we provide. As our client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Twin Lakes Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're qualified in helping clients just like you delete unwanted and unneeded PMI insurance.

Challenging property tax assessments

Lets say you live in an area that is declining -- your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Twin Lakes Appraisals is your number one weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be annoying from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Twin Lakes Appraisals can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you would prefer to have an expert double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Twin Lakes Appraisals can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.